Payroll Tax Calculator
Calculate PAYE, pension, and take-home pay for Kenya, Nigeria, South Africa, Ghana, Rwanda, and Ethiopia. Enter a gross salary — get an instant payslip breakdown.
Country
Gross monthly salary
Try: KES 80,000
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Frequently Asked Questions
How is PAYE calculated in Kenya?
In Kenya, PAYE is calculated on taxable income (gross salary minus NSSF contributions). Tax bands for 2026 are: 10% on the first KES 24,000, 25% on KES 24,001–32,333, 30% on KES 32,334–500,000, 32.5% on KES 500,001–800,000, and 35% above KES 800,000. A personal relief of KES 2,400 per month is then deducted from the gross tax.
What is the total tax burden in Nigeria?
Nigerian employees pay Pension (8% of gross), NHF (2.5%), and PAYE income tax. PAYE is calculated on taxable income after the Consolidated Relief Allowance (CRA), which is 20% of gross income plus the higher of NGN 200,000 or 1% of gross income. A minimum tax of 1% of gross income applies if calculated tax is lower.
How does South Africa's PAYE work?
South Africa calculates PAYE on an annual basis, then divides by 12 for monthly deductions. Tax rates for 2025/26 range from 18% (income up to ZAR 237,100/year) to 45% (above ZAR 1,817,000/year). A primary rebate of ZAR 17,235/year is deducted from the gross tax. Income below ZAR 95,750/year is exempt.
What is SSNIT in Ghana?
SSNIT (Social Security and National Insurance Trust) is Ghana's mandatory pension scheme. Employees contribute 5.5% of their basic salary to Tier 1 (SSNIT), plus an additional 5% to Tier 2 (occupational pension managed by private trustees). Employers contribute 13% of the employee's salary to SSNIT.
Are these tax calculations accurate?
This calculator uses current statutory rates for each country and provides accurate estimates for standard employment situations. However, individual circumstances vary — your actual deductions may differ based on your specific contract terms, benefits, allowances, or applicable tax reliefs. Always consult a qualified tax or HR professional for exact figures.
What is the employer's total cost versus the employee's gross salary?
Employers typically pay additional contributions on top of the employee's gross salary. In Kenya, this includes employer NSSF and Housing Levy (totalling about 7.5% extra). In Nigeria, employers pay 10% pension, ITF (1%), and NSITF (1%). In South Africa, employers pay UIF (1%) and SDL (1%). The calculator's 'Total cost to company' section shows this breakdown.